After Eid Fitri, Multifinance Preparing to Raise Lending

 
REPUBLIKA.CO.ID, JAKARTA -- The increase in interest rates by Bank Indonesia (BI Rate) by 50 basis points (bps) to 6.5 per cent will be responded to by the finance company (finance) to raise interest credit. However, the increase will be done after Eid.Mandiri Tunas Finance (MTF) and BCA Finance, for example, plans to raise interest rates in August.  

That is because the number of requests ahead of Eid. "It was counted to help people who want to Eid," said President Director of Mandiri Tunas Finance, Ignatius Susatyo, Monday (15/7).MTF plans to raise interest rates by 50-75 bps. The company hopes to increase credit by not raising interest before Eid.

Ignatius said fixed interest at MTF would make customers who bought the car before Eid will not increase interest rates.

In addition, the cost of funds (COF) MTF is still insufficient to August. In June, MTF has issued bonds amounting to Rp 500 billion. "So for us COF still enough to not go up," he said.However, in general, he said the impact of the BI Rate will not be significant. "The increase is not smpe Rp 50 thousand per 1 million. 

Not significant. If the rate increased 2-3 percent may be considerable turmoil," he said.

He also believes increase in interest rates would not have a major impact on the market. According to him, the market will go down in August because it only operates on 14 business days.  

The market will return to normal in September and October.Until July, the MTF has not raised interest rates. 

Even the BI rate hike in mid-June and has not responded. MTF rates offered for new cars ranging from 3.99 percent for the year flat to flat 6.99 percent for five years.  

Meanwhile, for used cars, interest offered 1.5 percent higher than the rate for new cars.Meanwhile, BCA Finance has raised interest rates by 0.25 percent after rising BI flats in mid-June.  

Bank interest is offered by 1 July at 3.79 per cent flat for a period of one year, 3.89 per cent flat for two years, 3.99 per cent flat for three years, and 4.49 percent flat for four years.President Director of BCA Finance, Roni Haslim, says BCA Finance will raise rates again after Eid. "Again discussed with the bank," said Roni.  

The rate hike was calculated. However, he is sure there will be a rate hike.The rate hike is predicted to have an impact on the purchase of a car, especially for lower-middle-class cars. Interest that is too high will cause people to put off buying a car. "Medium down more sensitive to interest," he said.

official sources : .republika.co.id

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Neymar pout in his first game

REPUBLIKA.CO.ID, GDANSK -- Neymar not seem to enjoy his first appearance for Barcelona against Polish club, Lechia Gdansk, in a pre-season trial match on Tuesday (30/7).

Brought in star players from Santos with 49 million pounds transfer it looked sullen as new revealed in the last ten minutes.

Neymar recently came on to replace Alexis Sanchez in the 78th minute. He wore jersey number 11.

'' But, first appearing in the 78th minute, Neymar came off the bench with a unhappy expression,'' the report Bleacherreport.

While, as usual Lionel Messi Barcelona out to be a hero. The Argentine striker scored the goal that saves Barcelona from defeat.

Barcelona, who twice trailed, finally able to close the game with the score 2-2

official sources : republika

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Adira Finance Only Grow 3 Percent

REPUBLIKA.CO.ID, JAKARTA -- PT Adira Multifinance Tbk recorded a slowdown in growth during the first half of fiscal year 2013. Adira Finance recorded a growth of three percent financing. The slowdown caused by the implementation of new rules on minimum down payment that has been in effect for one year."Overall, the company managed financing receivables grew three percent to Rp 45.8 trillion," said President Director of Adira Finance Willy Kelvin in Jakarta, Wednesday (31/7).The company's net profit in the first half grew to Rp 8 billion to Rp 759 billion from the same period a year earlier. During the first six months of Adira Finance disbursed over 826 units of new and used motorcycles.Value reached Rp 8.6 trillion. Financing used motorcycles grew 13 percent to Rp 3 trillion. Recognized motorcycle market is quite depressed by the minimum down payment rule issued by the government. Additionally motorcycle financing growth suppression was also due to the high competition.This leads to a decrease financing motor vehicles, especially two-wheeler of six per cent. Director of Marketing and Financing Adira Hafid Hadeli reveals new financing for cars only grew five percent to Rp 6.8 trillion.While new car sales nationwide based on data from Gaikindo grew by 12 percent compared to the same period last year. But new car financing Adira has covered 44 percent of total corporate financing."Adira ready to support the financing of low-cost environmentally friendly car to be launched following the release of government regulation," said Hafid.The company successfully reduced the level of non-performing loans at 1.48 percent. The company routinely evaluates policies in order to take proactive measures in addressing the economic conditions.In the middle of the first half of its weight challenge, Adira is optimistic the company is able to adjust to the various developments. "Looking at the achievement so far the company is optimistic with the second half performance," said Hafid.With the achievement of the first half of the financing to more than 40 percent, the company is optimistic that the year end target of Rp 33-35 trillion can be achieved.

official sources: republika.co.id

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Muhammadiyah: 10 Years Ahead, Eid Fitri Along Often

REPUBLIKA.CO.ID, JAKARTA -- PP Muhammadiyah see any possibility of Eid will be determined simultaneously in the next 10 years. The reason, as put together by natural factors.

"The calculation of this equation since 1433 H to 1440 H. From 10 years is likely to be much the same determination of Eid," said Chairman of Muhammadiyah, Yunahar Ilyas told Reuters on Wednesday (31/7).

From last year until several years into the future, he added, ijtimak (conjunction) of the earth and moon for Shawwal 1 often occurs earlier. Hence, in the afternoon moon wujudul degree beyond two degrees.

In accordance with the agreement, he said, when it reaches two degrees possible moon can be seen. But he was reluctant to mention the years is predicted to be many similarities Eid in the last 10 years. "Its definitely a bit more of the same and the difference," he said.

He asserted that the number of equations is more likely that the Eid time, not because of changes in methodology standards, whether or rukyat reckoning. But rather that allowing natural ijtimak new moon of Shawwal earlier.

As for the determination of the start of Ramadan will remain the case in the years ahead. Although there were still happen likelihood equation and determining the method of reckoning rukyat. But not as often as the determination of Eid.

"God willing, this year Eid falls on August 8, 2013. Due ijtimak ultimate reckoning according to the methodology already occurred on Wednesday, August 7, 2013 at 4:52:19 pm."

But for those who hold rukyat methodology, he explained, the moon remains to be seen while it is considered to have two more degrees.

official sources : republika.co.id

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Determine 1st Shawwal 1434 H, Government Degree Assembly confirmation August 7

detik.com Jakarta - The Government will carry out the determination of the confirmation hearing 1 Shawwal 1434 Hijri on August 7, 2013. Deputy Minister of Religious Affairs Nasaruddin Umar wished Eid this year will be celebrated jointly by all Muslims in the country.

"The trial will be held August 7th confirmation, we invite all Islamic organizations," said Wamenag told reporters at an iftar together at his residence, Jalan Ampera I No. 10, South Jakarta, Tuesday (30/7) afternoon. Attended the event, Ambassador of Saudi Arabia bin Ibrahim Mustafa Al Mubarak, the echelon I, II, and III of the Ministry of Religious Affairs, as well as several state director.

As quoted from the official website of the Ministry of Religious Affairs, on Wednesday (07/31/2013), Nasaruddin said if it is based on the calculation of reckoning, the day of the new moon rukyatul or Wednesday evening on August 7, 2013, the position of the new moon is above 2 degrees.

Appropriate experience years ago, when the moon is above 2 degrees, then it is possible the new moon or the new moon will be witnessed or imkanur rukyat. "Unless that day all monitoring locations in the country hilal blocked by the clouds," he said.

However Nasaruddin hope, Eid this year will be celebrated jointly by all Indonesian Muslim society. "We hope that the Eid together, thus further strengthen Islamic brotherhood," he said.

Director General of Islamic Guidance Abdul Djamil added, the initial determination of the confirmation hearing later Shawwal first held a seminar to discuss about issues rukyat reckoning.

"If the hearing held before the afternoon activities, ithbat will be starting from noon, at around 13:30 with a seminar to discuss issues rukyat reckoning, including the determination made ​​by the group An Nazir and Naqshabandi," said Djamil.

sumber resmi :detik com

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1 Syawal Year Believed Not There a Difference

detik.com Jakarta - Determination of 1 Shawwal 1434 Hijri will be done through the confirmation hearing on the 7th August. Deputy Minister of Religious Affairs Nasaruddin Umar implementation Eid believes there is no difference.

As quoted from the official website of the Ministry of Religious Affairs, on Wednesday (07/31/2013), Nasaruddin said if it is based on the calculation of reckoning, the day of the new moon rukyatul or Wednesday evening on August 7, 2013, the position of the new moon is above 2 degrees.

Appropriate experience years ago, when the moon is above 2 degrees, then it is possible the new moon or the new moon will be witnessed or imkanur rukyat. "Unless that day all monitoring locations in the country hilal blocked by the clouds," said Nasaruddin.

"(But) We wish Eid together, thus further strengthen Islamic brotherhood," he said.

Implementation of the start of Ramadan this year is the difference between the government and a number of Islamic organizations Muhammadiyah follow the confirmation hearing. Government together with a number of Islamic organizations in the confirmation hearings to determine the beginning of Ramadan 1434 H falls on July 10. While Muhammadiyah, the second largest Muslim organization has set the beginning of Ramadan falls on the previous day, Tuesday, July 9.

"Hopefully when the trial isbat 1 Syawal there is a spirit of togetherness," said Ali after didang confirmation Suryadarma determining the beginning of Ramadan in the office MORA, Jl MH Thamrin, Central Jakarta, Monday (8/7) then.

sumber asli : http://ramadan.detik.com

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